How To Develop Your Skill For Great Success And Happiness Including Become CPA? | Additional special tips From Admin
Expertise Development is the number 1 very important and major element of attaining genuine being successful in virtually all vocations as you actually observed in much of our modern society not to mention in Across the world. So privileged to explore together with you in the adhering to related to what precisely effective Ability Development is; the simplest way or what options we work to gain objectives and in due course one could get the job done with what individual adores to undertake each time of day regarding a entire life. Is it so amazing if you are able to establish successfully and see accomplishment in whatever you dreamed, targeted for, self-disciplined and did wonders hard every day and clearly you turn into a CPA, Attorney, an person of a sizeable manufacturer or quite possibly a health practitioner who could extremely make contributions terrific help and principles to some, who many, any modern culture and society unquestionably admired and respected. I can's believe that I can support others to be major high quality level who seem to will play a role major methods and remedy valuations to society and communities right now. How satisfied are you if you turned into one just like so with your personal name on the headline? I get arrived at SUCCESS and rise above most the complicated areas which is passing the CPA exams to be CPA. At the same time, we will also cover what are the problems, or many other problems that could be on your way and ways I have professionally experienced them and will present you the right way to address them. |
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BPI Globe Banko: Reshaping the Philippines Rural Banking System
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Publication Date:
April 21, 2015
Industry:
Financial Services
Source:
Singapore Management University
This case is set in December 2014, and discusses the business model and challenges facing BPI Globe BanKO (“BanKO”). Established in 2009, BanKO is the Philippine’s first mobile phone-based, microfinance-focused savings bank. At that time, statistics showed that eight out of ten Filipinos did not have access to a bank. A few informal moneylenders provided some 40% of small-scale business lending in the market, at interest rates that could touch around 240% per annum. The population living in 40% of the Philippines’ municipalities did not have easy access to a physical bank branch. BanKO intends to address these issues by leveraging its combined assets in banking and telecommunications through a partnership between the Bank of the Philippines Island (BPI), the oldest operating bank in Southeast Asia; Globe Telecom, a leading telecommunications company; and the Ayala Corporation, one of the largest conglomerates in the Philippines. BanKO aims to provide the delivery of a range of banking services through mobile solutions supported by a network of partner outlets. These outlets are existing establishments in the community, such as pawnshops and grocery retailers, which have been selected, trained and accredited to conduct customer identification for new account applications, and perform cash-in and cash-out transactions. They are the critical link to bringing financial services to communities located even in remote locations. BanKO also offers loans to microfinance institutions, including rural banks and cooperatives. As it expanded its product range and customer base, BanKO began to extend its ecosystem to involve a range of other partners including fast moving consumer group (FMCG) companies such as Nestle, Proctor & Gamble and Unilever, “sari-sari” stores, social media providers such as Facebook, local governments, cooperatives and aid agencies.
While BanKO’s performance has been encouraging, the team has yet to firmly establish that its platform and business model are indeed viable and sustainable over the long-term. In addition, it needs to be ascertained how the business could be further expanded, while ensuring that the ecosystem does not become too unwieldy to manage.
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BPI Globe Banko: Reshaping the Philippines Rural Banking System
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A note for you if you pursue CPA licence, KEEP PRACTICE with the MANY WONDER HELPS I showed you. Make sure to check your works after solving simulations. If a Cashflow statement or your consolidation statement is balanced, you know you pass right after sitting for the exams. I hope my information are great and helpful. Implement them. They worked for me. Hey.... turn gray hair to black also guys. Do not forget HEALTH?
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