Generate Passive Income as a PM with P2P Lending

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Generate Passive Income as a PM with P2P Lending

Here’s how P2P works:

Grade A has historically returned a median of 4.81 percent, or a range of 3.8 percent to 6 percent – in a low rate interest environment. Grade E, the riskiest, has historically returned a median of 7.04 percent, or a range of 1.0 percent to 10.95 percent. Note that these rates of return factor in defaults, so if you can avoid defaults, your returns will be higher than these.

It is an uncomplicated process, but there are some added factors which you should know:

There are two large P2P lenders who currently dominate the US market:

Lending Club

Prosper

Can you see a place in your portfolio for P2P investing? Could it improve your level of passive income to balance your project management income?

Generate Passive Income as a PM with P2P Lending

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