How To Develop Your Skill For Great Success And Happiness Including Become CPA? | Additional special tips From Admin
Competency Advancement might be the number 1 fundamental and principal issue of gaining valid good results in many vocations as one discovered in much of our modern society as well as in Across the world. For that reason privileged to explore together with everyone in the subsequent in relation to precisely what good Competence Development is; just how or what solutions we operate to acquire dreams and sooner or later one might work with what whomever loves to can every single day meant for a whole living. Is it so very good if you are equipped to cultivate successfully and find achievement in what precisely you thought, planned for, self-disciplined and functioned hard every single afternoon and without doubt you develop into a CPA, Attorney, an operator of a considerable manufacturer or possibly even a health practitioner who can easily remarkably chip in excellent support and valuations to other folks, who many, any society and neighborhood clearly shown admiration for and respected. I can's imagine I can benefit others to be best skilled level who will chip in major products and comfort values to society and communities currently. How satisfied are you if you come to be one similar to so with your own personal name on the label? I get arrived at SUCCESS and get over all the complicated areas which is passing the CPA tests to be CPA. Moreover, we will also go over what are the downfalls, or various other complications that may very well be on your current approach and precisely how I have professionally experienced them and will certainly demonstrate you the right way to conquer them. |
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BPI Globe Banko: Reshaping the Philippines Rural Banking System
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Publication Date:
April 21, 2015
Industry:
Financial Services
Source:
Singapore Management University
This case is set in December 2014, and discusses the business model and challenges facing BPI Globe BanKO (“BanKO”). Established in 2009, BanKO is the Philippine’s first mobile phone-based, microfinance-focused savings bank. At that time, statistics showed that eight out of ten Filipinos did not have access to a bank. A few informal moneylenders provided some 40% of small-scale business lending in the market, at interest rates that could touch around 240% per annum. The population living in 40% of the Philippines’ municipalities did not have easy access to a physical bank branch. BanKO intends to address these issues by leveraging its combined assets in banking and telecommunications through a partnership between the Bank of the Philippines Island (BPI), the oldest operating bank in Southeast Asia; Globe Telecom, a leading telecommunications company; and the Ayala Corporation, one of the largest conglomerates in the Philippines. BanKO aims to provide the delivery of a range of banking services through mobile solutions supported by a network of partner outlets. These outlets are existing establishments in the community, such as pawnshops and grocery retailers, which have been selected, trained and accredited to conduct customer identification for new account applications, and perform cash-in and cash-out transactions. They are the critical link to bringing financial services to communities located even in remote locations. BanKO also offers loans to microfinance institutions, including rural banks and cooperatives. As it expanded its product range and customer base, BanKO began to extend its ecosystem to involve a range of other partners including fast moving consumer group (FMCG) companies such as Nestle, Proctor & Gamble and Unilever, “sari-sari” stores, social media providers such as Facebook, local governments, cooperatives and aid agencies.
While BanKO’s performance has been encouraging, the team has yet to firmly establish that its platform and business model are indeed viable and sustainable over the long-term. In addition, it needs to be ascertained how the business could be further expanded, while ensuring that the ecosystem does not become too unwieldy to manage.
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BPI Globe Banko: Reshaping the Philippines Rural Banking System
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A note for you if you pursue CPA licence, KEEP PRACTICE with the MANY WONDER HELPS I showed you. Make sure to check your works after solving simulations. If a Cashflow statement or your consolidation statement is balanced, you know you pass right after sitting for the exams. I hope my information are great and helpful. Implement them. They worked for me. Hey.... turn gray hair to black also guys. Do not forget HEALTH?
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