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If you’re having trouble paying off credit cards, a debt consolidation personal loan is a great way to go. They’re lower interest and you can’t continue to add to the balance with new purchases. The reason your credit cards seem to be going up instead of down is that you continue to accrue interest on the balance. To make things simple, I’ll just throw out some realistic but imaginary numbers…
Assuming you are asking about credit card debt. Also assuming that the goal is to get out of credit card debt completely, not just lower the debt. If so, there are a couple of ways to go about it.
