How To Develop Your Skill For Great Success And Happiness Including Become CPA? | Additional special tips From Admin
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Kiva: A Cautionary Tale for Social Entrepreneurs?
For the past few years, Kiva, the person-to-person microlending site, has been held up as something of a poster child for social entrepreneurship. The site lets users choose an entrepreneur in a developing country and make a loan to them. This ability to personally help someone escape poverty has obvious appeal. The site has caught the eye of celebrities like Oprah Winfrey and New York Times columnist Nicholas D. Kristof with predictable results: explosive growth for Kiva. The organization has also drawn praise for being a model of Web 2.0 thinking. Kiva has built APIs so that anyone can create a mashup with its data. And it has cultivated user interaction through such sites as kivafriends.org.
Recently, though, a bit of the shine has come off. This summer the organization announced that it would allow users to make loans to borrowers in the United States. This policy change led to the formation of “Unhappy Kiva Lenders”, a group of users who claimed that adding U.S. borrowers to a platform that was launched to focus on alleviating poverty in the developing world “undermined the very core” of what made Kiva special. (Of course, all lending is voluntary, so someone who doesn’t want to loan to a U.S. borrower doesn’t have to.)
And in just the past few weeks, the nonprofit and social entrepreneurship blogosphere has lit up with debate over what some have called Kiva’s misleading marketing. In short, a Kiva user does not make a loan to a specific borrower but to a microfinance institution, which actually makes and administers the loan. In general, the borrowers posted on Kiva’s site have already received their loans before their profiles are even featured. And repayments to Kiva users are not tied directly to repayments made by specific borrowers.
The twin controversies have served to illuminate several issues that all social entrepreneurs must wrestle with:
How committed are you to transparency and user engagement, and are you prepared to have public conversations about fundamental flaws in your organization?
Timothy Ogden is an executive partner at Sona Partners, and the editor in chief of Philanthropy Action, an online journal for high net worth donors.
Kiva: A Cautionary Tale for Social Entrepreneurs?
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A note for you if you pursue CPA licence, KEEP PRACTICE with the MANY WONDER HELPS I showed you. Make sure to check your works after solving simulations. If a Cashflow statement or your consolidation statement is balanced, you know you pass right after sitting for the exams. I hope my information are great and helpful. Implement them. They worked for me. Hey.... turn gray hair to black also guys. Do not forget HEALTH?
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