The Earned Income Tax Credit (or EIC/EITC)

by | Nov 15, 2018 | Top Accounting Tutorials | 0 comments

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The Earned Income Tax Credit (or EIC/EITC)

The Earned Income Tax Credit (EIC or EITC) is a refundable credit for workers who earn low or moderate incomes. This credit is meant to supplement the income you have earned through working, whether for yourself (self-employed) or for someone else. If you qualify for the Earned Income Tax Credit you can reduce your taxes and increase your tax refund. The EITC allows more working people and their families to keep more of their hard-earned money.

The EITC is for earned income only and there are income limits that are adjusted every year, so even if you didn’t qualify for the EITC in the past, you may be able to claim it this year.

Check out the sections below for more information about the Earned Income Tax Credit:

EITC Qualifications

Earned Income, What it is and isn’t

How Much Earned Income Tax Credit Do I Get?

How To Claim the EITC

It is estimated that 1 out of 5 people who qualify for the EITC don’t claim it on their tax returns. Those people most in danger of missing out on their Earned Income Tax Credit include:

Don’t let this happen to you! When you prepare your tax return on efile.com, we will automatically check to see if you qualify for the EITC, calculate the amount of your credit, and fill out the right forms for you to claim it.

Remember: even if you don’t owe income tax, you could still get the EITC as a tax refund, but you have to file a return to claim it.

Use the free Earned Income Credit Educator below to see if you qualify for the EITC:

Can I Claim the Earned Income Tax Credit or

Open the Earned Income Tax Credit Tax Tool in New Window

EITC Income Qualifications

For Tax Year 2018, the EITC phases out entirely (is not available) for taxpayers with an adjusted gross income of:

You also must meet a number of other requirements:

Special Note for Single Workers with No Children: Single filers with no dependents are believed by the IRS to be the largest group of Qualifying taxpayers who do not claim the EITC on their tax returns. Please do not fall into this trap! Even if you are not married and/or have no children, you may still be able to claim the credit. You qualify for the EITC as long as you were between the ages of 25 and 65 on Dec. 31 of the tax year, you earned income through work, and you met the income limits specified above.

Earned income is any money you were paid for doing work or performing a service, whether you work for yourself or for someone else. The following are examples of earned income:

Earned income does NOT include:

Learn more about other types of taxable income

The amount of Earned Income Credit you get depends on several factors. In general, your credit is more valuable if you have one or more Qualifying Children.

For 2018, the maximum Earned Income Tax Credit per taxpayer is:

The EITC can be confusing. If you need more help determining if you are eligible for the Earned Income Tax Credit and figuring the exact amount of your credit, you should just begin preparing a tax return using efile.com and we will calculate your EITC credit amount for you.

Twenty-one states, the District of Columbia, New York City, and Montgomery County, MD, have their own Earned Income Tax Credits. If you are filing a tax return for one of these states, we will help determine if you qualify for a state or local EITC, as well as the Federal EITC, when you prepare your tax return on efile.com.

States with Local Earned Income Tax Credits:

When you prepare your tax return on efile.com, we will automatically check to see if you qualify for the Earned Income Tax Credit. If you qualify for the EITC, efile.com will calculate the exact amount of your credit for you. It will also generate the form(s) you need to claim your full credit and prepare them for you.

If you need more Information on the Earned Income Tax Credit you can review IRS Publication 596, Earned Income Credit (EIC).

See other tax credits and tax deductions you may qualify for on your tax return.

Research & References of The Earned Income Tax Credit (or EIC/EITC)|A&C Accounting And Tax Services
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